Financial Partners
| Helping you along the path to financial peace of mind..... |
| 212 Carnegie Center Princeton, NJ 08540 - (P) 609 575 6762 - (F) 609 751 9253 - (E) info@rochepartners.com |
| Copyright © 2011 Roche Financial Partners LLC. All rights reserved. Disclaimer. |
Your Benefits from Investing with Roche
There are many financial professionals who claim to be able to increase portfolio returns by picking the
next hot stock or timing the market. In reality, no one can accurately predict what the markets will do next..
Multiple studies have shown that picking rising stocks and timing the market are uncontrollable tasks.
Adding uncertainty around performance creates additional risk for investment portfolios - and can make
meeting an investment goal even harder to achieve.
Therefore, we are suggesting that investors focus on what they can control. The Roche Investing
Principles described below have been shown to increase returns and reduce volatility. These principles
are not dependent on chance or speculation, but specific action items proven to show results. Moreover,
these principles are controllable and can be incorporated into your portfolio today. The success is
immediate and the benefits are undeniable.
Your Benefits from Following The Roche Investing Principles
Roche's mission has kept us focused on providing real results for our clients. For a more in-depth
analysis on how we measure these results and offer the most competitive benefits for our clients, please
see our Roche Benefits Analysis.
There are many financial professionals who claim to be able to increase portfolio returns by picking the
next hot stock or timing the market. In reality, no one can accurately predict what the markets will do next..
Multiple studies have shown that picking rising stocks and timing the market are uncontrollable tasks.
Adding uncertainty around performance creates additional risk for investment portfolios - and can make
meeting an investment goal even harder to achieve.
Therefore, we are suggesting that investors focus on what they can control. The Roche Investing
Principles described below have been shown to increase returns and reduce volatility. These principles
are not dependent on chance or speculation, but specific action items proven to show results. Moreover,
these principles are controllable and can be incorporated into your portfolio today. The success is
immediate and the benefits are undeniable.
Your Benefits from Following The Roche Investing Principles
Roche's mission has kept us focused on providing real results for our clients. For a more in-depth
analysis on how we measure these results and offer the most competitive benefits for our clients, please
see our Roche Benefits Analysis.
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Building and Maintaining Diversified Portfolios
Our studies have show that by building efficient portfolios and prudently allocating
your investment across a diversified mix asset classes and sub-asset classes,
you could realize higher returns. Figure 5 shows the difference between a
diversified and portfolio vs. a typical non-diversified portfolio. The portfolio that
utilized assets classes and sub-asset classes realized up to a 1.9% higher
annual return with the same level of investment risk.
Minimizing your Total Cost of Investing
Total Cost of Investing (TCI) includes many hidden costs. Costs matter a great
deal because investment returns are reduced dollar for dollar by the fees,
commissions, transaction expenses and taxes incurred. By aggressively
managing your TCI and constructing low-TCI portfolios, you could add up to 4%
to your annual net return.
Staying Disciplined to your Wealth Plan
Both experience and academic studies have proven that most investors fail to
achieve even the market return due to market timing and chasing performance.
Studies have shown that it is important to design an appropriate portfolio and
then stay the course, never trying to time the market. It is equally important to stay
disciplined to your wealth plan even during the most challenging market
environments. The result could be up to 6.5% in higher annual returns.
Our studies have show that by building efficient portfolios and prudently allocating
your investment across a diversified mix asset classes and sub-asset classes,
you could realize higher returns. Figure 5 shows the difference between a
diversified and portfolio vs. a typical non-diversified portfolio. The portfolio that
utilized assets classes and sub-asset classes realized up to a 1.9% higher
annual return with the same level of investment risk.
Minimizing your Total Cost of Investing
Total Cost of Investing (TCI) includes many hidden costs. Costs matter a great
deal because investment returns are reduced dollar for dollar by the fees,
commissions, transaction expenses and taxes incurred. By aggressively
managing your TCI and constructing low-TCI portfolios, you could add up to 4%
to your annual net return.
Staying Disciplined to your Wealth Plan
Both experience and academic studies have proven that most investors fail to
achieve even the market return due to market timing and chasing performance.
Studies have shown that it is important to design an appropriate portfolio and
then stay the course, never trying to time the market. It is equally important to stay
disciplined to your wealth plan even during the most challenging market
environments. The result could be up to 6.5% in higher annual returns.
| 609-575-6762 * Info@RochePartners.com |